Abhyutthana financial learning centre LLP

We are a Bhubaneswar based firm, registered with Ministry of Corporate Affairs, Government of India. The area of focus being promoting financial awareness and imparting financial literacy in the state.

With a vision of empowering society through financial literacy ,focusing youth, women and small incoming groups and imparting financial knowledge to push forward the financial inclusion by conducting financial literacy camps in various places and educational institutions of the state.

 Incorporated in February 2014. Registered with  Government of India , Ministry of Corporate Affairs, Registrar Orissa, Cuttack, Odisha, India (LLP ID-AAC-0781).

Financial Literacy Programs




Financial Literacy Programs (FLP)

In the new financial landscape, individuals are increasingly in charge of their financial well-being. A remarkable feature of the new financial landscape is that financial risk shifts from Government, Employers to the individuals. All should be equipped with financial knowledge and skill sets. Thus, financial literacy is a life long process and ideally should start from the school level.

National Strategy for Financial Education ( 2009)  document of Government of India emphasizes that financial education is needed for inclusive growth. Imparting financial literacy could be a multi- agency approach.

  • AFLC organizes financial literacy camps, in schools, colleges and in business schools to reach out the students and youth for enhancing their knowledge and skill in financial products, markets and institutions and understanding risk factors.
  • AFLC organizes financial awareness camps in villages so that the financially   illiterate people can have access to the formal financial system, get to know the banking, insurance and pension products and would be confident to handle banking transactions including deposit products, mobile banking efficiently.


C atch them young

Students from Class VI to X are exposed to the financial literacy camps held at the respective schools. The camps are conducted in local vernacular language. Banking experts, officers from the Lead Bank, RBI and NABARD interact with the students on fundamentals of banking, banking structure, how to open account, KYC procedure, handling of Rupay card, credit card and mobile banking. Further, they are explained the role of banking regulator, capital market, deposit insurance and Banking Ombudsman schemes etc. The financial education posters ( 16) are used for explaining the art of financial planning , inculcating saving habits and investment in right products. These programs are of 2-3 hours, duration.

Financial Quizes are held at the end and books published by RBI under Financial Education Series are given to the winners of quiz. The topics covered are in conformity with RBI guidelines on “Project Financial Literacy” to trainers.


College (2)

A stitch in time saves nine.

World-wide study shows that financial literacy is low for youth ( age group 18-23) but in the present day world they need to make so many financial decisions. The objective of financial literacy for the youth is to prepare the new generation to a brave new world. Banking experts, officers from the banks, RBI, SEBI, NABARD, SIDBI explain the students deposit , loan and investment products, micro-insurance schemes, concepts of inflation, real rate of interest, compounding of interest, functions of NBFCs, debt, equity and foex market, mutual funds, pension products, net banking, mobile banking, cyber fraud. Such workshops are interactive in nature. Further, the youth are explained the role of banking, capital market and insurance regulators, Banking Ombudsman, MUDRA, and derivative products etc.

AFLC plans to leverage the knowledge, skills gained by the college students for imparting financial literacy in communities, schools and in small groups. Selectively, AFLC would invite them to join few financial camps to do their project work on financial education and particularly to measure level of financial capability of the population.

 A financial inclusion initiative for inclusive growth

Across the globe, financial awareness and financial literacy is generally low in rural areas, and particularly among poor, small income groups and women. To further financial literacy, AFLC organizes financial literacy camps in communities, villages, small towns and explains them basics of banking, importance of saving, features of currency notes, operation of Rupay cards. Special attention is given to explain important government schemes viz. Pradhan Mantri Surakshya Bima Yojana, Pradhan Mantri Jeevan Surakshya Yojana, MUDRA, etc. Villagers are encouraged to enrole into such schemes. Our resource persons, officials from local banks are invited to conduct the camps.

Village prog